(01295) 660 571

Churchlands, Banbury, Oxfordshire, OX17 1LN

Nigel Wearden IFA

Philip T. English I.F.S LTD

How I Can Add Value

As an experienced Independent Financial Advisor (IFA), my advisory services can add  value to your saving and investment planning in the following ways:

Giving you the confidence to make informed decisions

By clearly explaining your options in a jargon-free manner, you will have a good understanding of the investment options available to you.

Helping you to clarify your goals and objectives

By talking through your goals and objectives, we can formulate a financial plan around these requirements.

Ensuring that you do not pay more tax than is necessary

By examining your tax position in relation to your investment requirements and personal circumstances, we can reduce your potential tax liabilities through judicious tax planning.

Clarifying the levels of potential risk and reward involved in different investments

It is important to match your attitude towards risk with your individual investment plans.

There are many factors to consider when evaluating the risk of an investment. I can clarify these for you.

Ensuring that you have the appropriate assets mix

We can work together to build a portfolio of different assets, suitable for your objectives and attitude to risk.

Whether you consider yourself a cautious investor, or a more adventurous one, I can create the appropriate asset mix for your portfolio.

Proactive management and regular review processes

I proactively manage my clients’ portfolios and continually research the whole of the market to ensure the on-going suitability of their investments.

Access to a wide range of investment solutions

At Philip T. English I.F.S Limited, we are truly independent and have no restrictions on the type of investments we are regulated to recommend, unlike many other IFA firms who may be restricted in their options.

This may be particularly beneficial to higher-rate taxpayers and people with large capital assets, as we can access VCTs (Venture Capital Trusts), EIS (Enterprise Investment Schemes), offshore investments and pensions, and Inheritance Tax Mitigation vehicles.

If you have a question, or would like to arrange an initial meeting to discuss how I can help you with your saving and investments planning – at no cost and without obligation – call Nigel on (01295) 660571 or request a call-back.

Nigel Wearden

Nigel Wearden

Nigel has a wide experience of pensions, investments and taxation issues, and provides advice on these matters to individuals, companies and partnerships.

Having worked extensively in the financial sector, he now feels he has found his niche within the company, where he excels at providing bespoke financial solutions to suit his clients’ circumstances and attitudes towards risk.

Nigel began his financial planning career in the 1990s with Britannic, having previously run his own business, before studying History and Economics at the University of Warwick as a mature student.

Philip T. English Ltd.

Philip T. English Ltd.

Philip T English International Financial Services Limited was established in 1972, making it one of longest standing advisory firms in the country. Nigel joined the company in 2006.

Based in Chipping Warden, on the borders of Oxfordshire, Northamptonshire and Warwickshire, Philip T. English advise clients throughout England.

In the nearly four decades it has been advising clients on their financial planning, the firm has become known for its expertise and integrity. It was this fantastic reputation that attracted Nigel to join the firm.