How I Can Add Value
As an experienced Independent Financial Advisor (IFA), my advisory services can add value to your saving and investment planning in the following ways:
Giving you the confidence to make informed decisions
By clearly explaining your options in a jargon-free manner, you will have a good understanding of the investment options available to you.
Helping you to clarify your goals and objectives
By talking through your goals and objectives, we can formulate a financial plan around these requirements.
Ensuring that you do not pay more tax than is necessary
By examining your tax position in relation to your investment requirements and personal circumstances, we can reduce your potential tax liabilities through judicious tax planning.
Clarifying the levels of potential risk and reward involved in different investments
It is important to match your attitude towards risk with your individual investment plans.
There are many factors to consider when evaluating the risk of an investment. I can clarify these for you.
Ensuring that you have the appropriate assets mix
We can work together to build a portfolio of different assets, suitable for your objectives and attitude to risk.
Whether you consider yourself a cautious investor, or a more adventurous one, I can create the appropriate asset mix for your portfolio.
Proactive management and regular review processes
I proactively manage my clients’ portfolios and continually research the whole of the market to ensure the on-going suitability of their investments.
Access to a wide range of investment solutions
At Philip T. English I.F.S Limited, we are truly independent and have no restrictions on the type of investments we are regulated to recommend, unlike many other IFA firms who may be restricted in their options.
This may be particularly beneficial to higher-rate taxpayers and people with large capital assets, as we can access VCTs (Venture Capital Trusts), EIS (Enterprise Investment Schemes), offshore investments and pensions, and Inheritance Tax Mitigation vehicles.
If you have a question, or would like to arrange an initial meeting to discuss how I can help you with your saving and investments planning – at no cost and without obligation – call Nigel on (01295) 660571 or request a call-back.
