Independent Financial Advisor (IFA) in Oxford & Oxfordshire
Nigel Wearden – Independent Financial Advisor in Oxford, Banbury & Oxfordshire
Welcome to my website.
I am an associate with one of the most respected and oldest established (1972) independent financial advisory firms in the country, based in Oxfordshire.
Although established a number of decades ago, Philip T. English I.F.S Ltd embraces many new changes in the giving of independent financial advice. The emphasis is on providing impartial, unbiased independent advice and services to our individual clients to meet their changing needs and circumstances.
This is achieved by listening, ensuring our understanding is correct and placing our clients in an informed position so that they can feel confident with both the process and their individual planning decisions.
As we are not tied to any providers of financial products such as banks, insurance companies or investment houses, we can pick and choose the best solutions for your particular needs.
You may not require a financial product at all, but may simply need advice on your existing solutions or a change in circumstances, for example a divorce, redundancy or other significant event. All of my clients have individual needs and requirements; whether you seek advice on a single issue or seek continuing financial advice my service levels will reflect this to suit your individual requirements.
Please see the How I Work page for a more detail explanation.
Areas of Expertise
I specialise in pension planning and savings and investments. Many types of pension schemes are simply savings and investments, but, because they are incredibly tax favoured, pensions have their own particular rules and regulations, hence the correlation between these two specialist areas.
I also approach all financial planning holistically, as clearly your other financial plans may affect one another. This is very apparent in relation to tax planning, for example, and this is the other major area of financial planning I concentrate on.
With this in mind I advise on the following areas:
Savings & Investments
Click here to visit the Savings & Investments section of my website.
Click here to visit the tax planning section of the website.
Together we can create a framework and plan of actions – the financial planning process suitable to your individual requirements. This involves listening to your needs and wants, and focusing on what is really important to you.
From these in-depth discussions we will be able to formulate financial plans that are highly personalised to your individual situation.
I aim to deliver my advice in plain English, without jargon or overly technical terms. My goal is give you the confidence to make important financial decisions regarding your financial future, secure in the knowledge that you have the right information and best options available.
Philip T. English I.F.S Limited, Oxfordshire
Our main offices are at the Churchlands Estate, near Banbury. We provide independent financial advice in Oxford, Abingdon, Witney, Didcot, Henley-on-Thames and surrounding areas in and around Oxfordshire.
I have been associated with Philip T. English I.F.S Limited for over five years. One of the key strengths of the firm is its size, with over a dozen staff. It has the resources and expertise without the impersonal and bureaucratic culture of a larger organisation.
I believe working with a medium size firm benefits my clients as this brings a higher level of personal service and responsibility, helping to develop long term relationships.
Being independent is not simply a statement; it is a regulatory status which must be fully justified both to you and our regulator, the Financial Services Authority by providing unbiased best advice.
Initial Consultation without Cost or Obligation
I offer an initial consultation to see if I may help you, and should you decide to engage my services I will confirm I have understood your requirements, agree the process we will follow and clarify costs going forward.