Independent Financial Advice in Northampton & Northamptonshire
Nigel Wearden provides Independent Financial Advice (IFA) in Northampton, Rugby and throughout Northamptonshire and surrounding areas.
I am an Independent Financial Advisor with Philip T. English I.F.S Limited, who are based near Brackley in Northamptonshire. It is one of the oldest established (1972) and most respected IFA firms in the country.
Welcome to my website.
Areas of Expertise
Although I take a broad and holistic approach to my clients’ financial planning, my main areas of expertise are:
I work with you by creating a framework or plan of action together – the financial planning process. This involves listening to your requirements, and focusing on what is really important to you.
From these discussions we can formulate financial plans that are highly personalised to your individual needs.
I aim to deliver advice in plain English, without jargon or overly technical terms, enabling you to feel confident in your understanding of the various plans that may be appropriate to your needs.
Philip T. English I.F.S Limited
I have been associated with Philip T. English I.F.S Limited for over five years. One of the key strengths of the firm is its size, with over a dozen staff. It has the resources and expertise without having the impersonal and bureaucratic culture of a larger organisation.
I believe working with a medium size firm benefits my clients as this brings a higher level of personal service and helps us to develop long term client relationships.
A further benefit to clients of Philip T. English I.F.S Limited is that the firm is truly independent; we do not have ties to any providers and we must, by law, advise on the best solutions for our clients.
As we are remunerated through fees, there is no financial incentive to advise clients on options that provide higher commission – we simply advise on the best options for our clients. Any commissions received are used to off-set fees and a full and clear explanation of this is given to clients.
You can therefore feel confident that we are working in your best interest, especially because we can offer the best solutions from the whole of the market, leaving you without any nagging doubts that you could get a better solution elsewhere.
Being independent is not simply a statement; it is a regulatory status which must be fully justified to our regulator the Financial Conduct Authority by providing unbiased best advice.
Initial Consultation without Cost or Obligation
I offer an initial consultation to see if I can help you, and should you decide to engage my services I will confirm I have understood your requirements, agree the process we will follow and clarify costs going forward.
If you have a question, or would like to discuss reviewing your financial plans, call Nigel on (01295) 660571 or request a call-back.