(01295) 660 571

Churchlands, Banbury, Oxfordshire, OX17 1LN

Nigel Wearden IFA

Philip T. English I.F.S LTD

Independent Financial Advice in Northampton & Northamptonshire

Nigel Wearden provides Independent Financial Advice (IFA) in Northampton, Rugby and throughout Northamptonshire and surrounding areas.

I am an Independent Financial Advisor with Philip T. English I.F.S Limited, who are based near Brackley in Northamptonshire. It is one of the oldest established (1972) and most respected IFA firms in the country.

Welcome to my website.

Areas of Expertise

Although I take a broad and holistic approach to my clients’ financial planning, my main areas of expertise are:

Pre-Retirement Planning

Pension Transfers and Consolidation

Self-Invest Pension Plans (SIPPs)

Pension Planning for the Self-Employed and Owner-Directors

Options at Retirement

Savings & Investments

Tax Planning

Advice Process

I work with you by creating a framework or plan of action together – the financial planning process. This involves listening to your requirements, and focusing on what is really important to you.

From these discussions we can formulate financial plans that are highly personalised to your individual needs.

I aim to deliver advice in plain English, without jargon or overly technical terms, enabling you to feel confident in your understanding of the various plans that may be appropriate to your needs.

Philip T. English I.F.S Limited

I have been associated with Philip T. English I.F.S Limited for over five years. One of the key strengths of the firm is its size, with over a dozen staff. It has the resources and expertise without having the impersonal and bureaucratic culture of a larger organisation.

I believe working with a medium size firm benefits my clients as this brings a higher level of personal service and helps us to develop long term client relationships.

A further benefit to clients of Philip T. English I.F.S Limited is that the firm is truly independent; we do not have ties to any providers and we must, by law, advise on the best solutions for our clients.

As we are remunerated through fees, there is no financial incentive to advise clients on options that provide higher commission – we simply advise on the best options for our clients. Any commissions received are used to off-set fees and a full and clear explanation of this is given to clients.

You can therefore feel confident that we are working in your best interest, especially because we can offer the best solutions from the whole of the market, leaving you without any nagging doubts that you could get a better solution elsewhere.

Being independent is not simply a statement; it is a regulatory status which must be fully justified to our regulator the Financial Conduct Authority by providing unbiased best advice.

Initial Consultation without Cost or Obligation

I offer an initial consultation to see if I can help you, and should you decide to engage my services I will confirm I have understood your requirements, agree the process we will follow and clarify costs going forward.

If you have a question, or would like to discuss reviewing your financial plans, call Nigel on (01295) 660571 or request a call-back.

 

Nigel Wearden

Nigel Wearden

Nigel has a wide experience of pensions, investments and taxation issues, and provides advice on these matters to individuals, companies and partnerships.

Having worked extensively in the financial sector, he now feels he has found his niche within the company, where he excels at providing bespoke financial solutions to suit his clients’ circumstances and attitudes towards risk.

Nigel began his financial planning career in the 1990s with Britannic, having previously run his own business, before studying History and Economics at the University of Warwick as a mature student.

Philip T. English Ltd.

Philip T. English Ltd.

Philip T English International Financial Services Limited was established in 1972, making it one of longest standing advisory firms in the country. Nigel joined the company in 2006.

Based in Chipping Warden, on the borders of Oxfordshire, Northamptonshire and Warwickshire, Philip T. English advise clients throughout England.

In the nearly four decades it has been advising clients on their financial planning, the firm has become known for its expertise and integrity. It was this fantastic reputation that attracted Nigel to join the firm.